Life policies are the only investment that let's you borrow against the purchase, while interest continues to grow.  Earn more for your investment  Insurance products have been rapidly evolving along side the digital age, thus making it simple and more affordable to purchase policies that provide better protection your future goals.  For example, enrolling in a Mortgage policy would offset the  debt in the event of loss.   Your family would have a significant reduction in debt, and no longer fear of foreclosure.