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Term Life Products
Life insurance isn't one-size-fits-all. Below are the most common policy types offered on the carrier market, each designed for different goals and life stages.
Policy Structure
Fixed Time Period (10-30 yrs)
Pays Death Benefit
Standard Policy Design
Key Benefits
Lower Premium Protection
Option to Convert Policy
Tax-Free Payout Option
Limitations
Ends After Term
Age Limitations
No Cash Value
Who We Serve
- Free Consultation
- Time Frame Analysis
- Carrier Comparison
- Policy Selection
- Collect Client Details
- Submit Completed Application
- Carrier Underwriters Review
- Policy Approved Quickly, or
- Policy Referred to Medical Exam, or
- Application Referred for Review, or
- Underwriter Rejection